Due to my uncle’s health condition, hubby has to do foot reflexology treatment for him. Hubby does it for free. To give my uncle my support, I slow down my online work too.

Instead of managing my niche blogs day in day out, I only do it every alternate day. I know this is going to affect my online income. Lower income means I have to skip a few credit card payments. Skipping some credit card payments means there will late payment charges by the banks. I don’t think I can pay off my credit card debt fast this month.

I can’t accept many assignements because I feel stressed out trying to complete the assignments fast and visiting my uncle every day.

When I am stressed out, I tend to lose weight fast. Isn’t it great to lose weight without taking any diet pills?

As a credit card debt mom, doing budgeting is a must in order to pay credit card debt fast.

It has taken me some time and efforts to learn how to budget. But once I get used to it, it is easy and fun. Searching for flight deals, clothing bargains, discounted apparel, and other cheap finds always helps me save a few bucks here and there.

It is possible to have fun with little or without spending at all. Rather than going shopping, I play with the kids at the beach or at the park.