This is life, isn’t it? Just as I thought I could save a bit more money this  month for a microdermabrasion therapy for my wrinkles, scars and skin that has been damaged by overexposure to the sun , some unexpected expenses cropped up.

Hubby’s motorbike insurance and my personal accident premium expired last week and this week respectively.

We had to fork out $285 from the emergency funds to pay the insurance.

So any extra money I have by the end of the money has to go into the emergency funds.