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	<title>Paying Off Credit Card Debt Fast &#187; Bankruptcy / IVAs</title>
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	<description>Tips On Saving Money, Budgeting &#38; Paying Off Debts</description>
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		<title>From Good Income &amp; Less Debt To No Income &amp; Tons Of Debt</title>
		<link>http://nmhc.us/2009/10/31/from-good-income-less-debt-to-no-income-tons-of-debt/</link>
		<comments>http://nmhc.us/2009/10/31/from-good-income-less-debt-to-no-income-tons-of-debt/#comments</comments>
		<pubDate>Sat, 31 Oct 2009 00:36:37 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Bankruptcy / IVAs]]></category>
		<category><![CDATA[Buy Funny T-Shirts]]></category>
		<category><![CDATA[certified diamonds]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
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		<category><![CDATA[good income]]></category>
		<category><![CDATA[I Love Bankruptcy t-shirts]]></category>
		<category><![CDATA[jobless]]></category>
		<category><![CDATA[less debt]]></category>
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		<category><![CDATA[tons of debt]]></category>

		<guid isPermaLink="false">http://nmhc.us/?p=821</guid>
		<description><![CDATA[Reading back some of my old posts published in 2007, I felt that I was nut to have suggested my friends to buy the I Love Bankruptcy t-shirts as gifts. They were funny t-shirts to me at that time, but not anymore. It&#8217;s insensitive to ask buddies to buy funny t-shirts like I Love Bankruptcy [...]]]></description>
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		<title>When You Can&#8217;t Make Your Debt Repayments, Consider An IVA</title>
		<link>http://nmhc.us/2008/03/26/when-you-cant-make-your-debt-repayments-consider-an-iva/</link>
		<comments>http://nmhc.us/2008/03/26/when-you-cant-make-your-debt-repayments-consider-an-iva/#comments</comments>
		<pubDate>Wed, 26 Mar 2008 11:01:50 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Bankruptcy / IVAs]]></category>
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		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[financial difficulties]]></category>
		<category><![CDATA[free of debt]]></category>
		<category><![CDATA[IVA]]></category>
		<category><![CDATA[monthly repayment]]></category>

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		<description><![CDATA[The &#8220;credit crunch&#8221; which is now global is impacting a lot of people. In the U.S. it can clearly be seen in rapidly falling home values, as much as 19% of home value in some major markets, a tightening of the ability for people to get mortgages and a growing desert of unsecured credit opportunities. [...]]]></description>
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		<title>Why Some Bankrupts &#8216;Win&#8217;</title>
		<link>http://nmhc.us/2007/12/02/why-some-bankrupts-win/</link>
		<comments>http://nmhc.us/2007/12/02/why-some-bankrupts-win/#comments</comments>
		<pubDate>Sun, 02 Dec 2007 00:30:24 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Bankruptcy / IVAs]]></category>
		<category><![CDATA[bankruptcy files]]></category>
		<category><![CDATA[bankrupts]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[discharge]]></category>
		<category><![CDATA[freeze accounts]]></category>
		<category><![CDATA[IC details]]></category>
		<category><![CDATA[identity card]]></category>
		<category><![CDATA[Insolvency Department]]></category>
		<category><![CDATA[petitioners]]></category>

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		<description><![CDATA[Bankruptcy is a process where people who cannot pay their debts give up their assets and control of their finances, either by agreement or court order, in exchange for protection from legal action by their creditors. Half the 160,000 bankrupts in the country cannot be traced by the Insolvency Department. This means they will have [...]]]></description>
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