Ha, hubby’s buddy didn’t want the money we owed him! When hubby passed the money to him, he pushed it back saying it’s small matter.

Hubby did stuff the money into his buddy’s pocket, but it was returned with a stern warning. As a result, hubby had to keep the money away.

How nice if every buddy was like this! ^.^

Hubby and I must dig out $900 to pay off a debt owed to a buddy because he and his family are migrating to New Zealand next week. @.@

As the commissions from selling auto parts and weight loss supplements will only reach me next month or the month after next month, I will have to dig out $900 from our emergency fund first to pay off the debt.

Great, another personal debt is settled!

I was and am pissed off by hubby’s impulse buying again! Argh, …

He spent some $180 on shoes and clothes yesterday afternoon while I was working hard at home comparing auto insurance quote websites and writing reviews.

So out of $300 that I set aside as this week’s family budget, $180 was gone because of his shopping spree.

Am I too tight when it comes to family budget? But if I don’t control the budget, there will always be no savings for emergency needs.

You know, one of my new year resolutions is not to borrow money from family or friends anymore in year 2010!

I am so so looking forward to ushering the 2010 new year. My new year resolution is to keep on paying down my credit card debt without fail.

Another resolution of mine is to make more money from my niche blogs. This means working hard on building links and submitting articles to articles directories to improve the serps of my blogs.

Oh, last but not least, I hope my neighbor’s brother who has been sent to a drug rehab center for more than half year won’t come back in year 2010!

If possible, I hope he will never come back to the village. Even if he has been 100 percent clear of his drug addiction, send him to another place to start his life afresh.

What are your new year resolutions?

I am happy for buddies who are going to enjoy their holidays at one of the south beach hotels the end of the month.

How’s your vacation plan going on? And how are your Christmas shopping sprees? Hubby and I aren’t going anywhere and won’t be spending much on Xmas gifts.

We want to save more money as emergency fund and pay back some money loaned to us by family members.

It’s time for us to really start paying them back although they are so kind and never rush us to pay them back.

Wa, I have been quite lazy recently! I haven’t written many articles for my existing niche blogs and haven’t submitted some new niche blogs to web directories yet.

My blogging pal has been telling me to take it easy. Well, she is also as lazy as I am now.

I have started to feel guilty too. You know, I must work hard on building links to my niche blogs if I want to keep making money and increasing my online income.

There are simply too many competitors out there these days when it comes to making money from niche blogs.

Hubby is thinking of getting one of the inexpensive Acer netbooks next month.

He should as it is of $299.99 now, plus free shipping.

I think hubby should go ahead and purchase it since there is still money left after deducting our debt repayments, utility bills, and home and car loan installments.

Besides, I still have Google AdSense earnings and online income coming in.

Let me tell you another friend of mine who is an acne treatment specialist. You know, she keeps her growing debt a secret from her boyfriend for 5 years.

I have advised her to tell her boyfriend the truth. Who knows? He may love her enough to settle the debt for her.

Even if he can’t help her pay off all the debt, he will at least help settle part of it. Right?

When you are in love with someone, you’ll do anything for your loved one. Similarly, your loved one will do whatever is necessary to help you if you are very important to him.

Great! Hubby has banked in the first half of the car loan payment and paid the utility bills.

I am hoping that hubby is attracting more clients. Having more clients means that we have more income to pay off some personal debts borrowed from family and friends.

It’s my hope that we can settle some of the personal debts by the end of the year.

Hi, Happy New Year 2009! It’s the 11th today but I still want to take this opportunity to wish you.

How are your New Year resolutions for year 2009? Are they still intact or have you broken one or some of the resolutions?

My resolutions are paying off credit card debt fast and making more money from selling diet pills this year.

Weight loss products are still much sought after no matter how bad economy is or will be.