I have been saving for emergency fund for quite a while, but I still haven’t hit my goal yet. The reason is that I sometimes dig into my savings when I am out of budget or when there are out-of-pocket expenses.

I think I can reach my saving goal by the end of the year provided my online income is steady and I can keep my spending habit under control.

If I can hit my saving goal by the end of the year, I think I can start saving for investment fund. I have always wanted to invest in mutual funds and buy gold eagle coins.

My grandma and mom have been gold buyers for decades, so I am hoping I can buy gold to preserve my wealth and purchasing power too.

While comparing some term life insurance rates this afternoon, it struck me that I should step out of my comfort zone and try something more challenging to make more money online.

Is it time for me to join some MLM businesses or compile my own e-books to sell? I came across an MLM biz which requires a few hundreds a month as capital before I start seeing money trickling in.

It’s risky, but there are people making hundreds or thousands a week from this network. Too bad that none of my blogging pals is involved in any MLM biz, if not I can be their downline.

With some savings in my bank account, I have been thinking of investing a bit to earn more interest.

There are two options I have now – mutual funds or gold coins. I am fine with both options, but my blogging pal doesn’t encourage me to invest in mutual funds at all.

She recommends me to buy gold coins instead. She has bought quite a lot of gold coins throughout the years and has been earning quite well.

According to her, gold prices are moving up again. Gold reached the 2010 high on January 11th when it closed at $1,151.40. It’s likely that it will reach a new high for 2010 in the coming days.

With lingering recession and possible jobloss, are there people who can still afford family vacations? Yes, there are.

Some of my blogging buddies and friends are planning their holidays and vacations now.

One of them has even had her family vacation to honolulu hawaii booked last month. You know, it’s a one-month long family vacation. Wow!

With the wealth she and her husband has accumulated from forex trading, online business and other investments that I don’t know, it’s for sure that they can afford family vacation twice a year.

Jealous, …

Speaking of investments, it’s going to take a while before I can invest my extra money in the rare coin market. You know, I still have credit card debt and home mortgage that need to be paid off first.

Rain coins are superb performing financial assets that are growing in value due to its scarcity.

If you have spare money in hand, you may want to consider investing in rare coins. They are easily and inexpensively stored in your bank safe deposit box or other private vault.

Before you rushing into buying rare coins, make sure you look for experts to help you locate the best, highest-quality rare coins at best prices to maximize your rare coin investment dollars.