Hubby’s buddy has recently started using truck tracking to help manage his employees who drive vehicles on the job.

It’s a cost-reducing solution as it helps eliminate bad habits of employees who tend to cause serious financial loss to the company. It does reduce vehicle costs by putting a spotlight on speeding employees, who not only waste fuel but also bring about excessive engine wear and drive up insurance rates.

As truck tracking is now more affordable and more common than ever, hubby’s buddy thinks it’s worth using it.

While reading an apidexin scam article just now, hubby showed me the health insurance quotes he found.

I gave him a few more insurance company websites to try and see if he could get even better quotes. It’s better to compare a few more companies now than feeling regretful in future, right?

With the convenience of internet, comparing prices, quotes and products is simply easy and time saving. Shoppers who are willing to spend some time doing price/quote comparisons are normally the ones who get to save more money.

So happy to have grabbed a few basic tees at an urban clothing sale last night. It’s only $5 per tee!

I seldom shop for clothes. But when I do, hubby almost always agrees that I should do it more often. Of course, he says this to make himself him feel better.

Hubby really loves shopping for clothes, especially shirts. However, he has gone from buying quite expensive designer shirts to shopping for second hand designer clothes.

So far, he has bought a few second hand designer clothes that look very new at 1/3 of the retail price. What a money saving way!

I am typing this blog post while eating my breakfast.

As I am pretty busy these few days, I will buy meals instead.

Buying meals at the nearby stall doesn’t cost much because it’s the cheapest stall I have ever known.

I am glad that hubby is fine with the idea of not cooking home meals for a few days.

Everyone is talking about buying a bluray dvd player this holiday shopping season!

This year small electronics like blu ray dvd players and netbooks are on the wish lists. They will be more popular than the big electronics like wide-screen televisions owing to bad economy.

If you have been yearning for a blu-ray dvd player or a netbook for a while, this is the time to browse through the sales, deals and promotions online that save you more than a few bucks.

Some of my blogging pals who have had enough of frugal living are spending again. Oh, dear, this is dangerous, right?

They must have felt strangled or deprived by the frugal living that they quit whatever grocery, clothing, and concerta coupon clipping that has been saving them lots of money.

Spending again means that there will be new debt added into their existing debt amount.

It’s my hope that they get to stop their impulse spending before it’s too late. They will surely feel guilty after the shopping season is over.

Wow, time really passes very fast! It’s the end of October now and soon it’s going to be Christmas.

Have you started your Christmas gift shopping? Now is the best time for buying gifts as there are deals and bargains everywhere.

Have you started dusting the Christmas trees and accessories? I dug out one of the artificial christmas trees kept in the store room and thought of cleaning it today.

I think more people would consider reusing all their Christmas stuff this year rather than buying new ones due to bad economy, paycuts and layoffs.

It’s a very hot day today! I am sitting in my air-conditioned room with it turned to full blast, but I am still sweating.

I can feel the heat making its way into the room from every crack and crevice. I am living in a more than 30-year-old wooden house, that’s why there are holes, cracks and crevices everywhere.

Perhaps I should listen to hubby. Just stop whatever work or search on the best weight loss pill I am doing now and go to a nearby shopping mall to avoid the afternoon heat.

Good idea! Not only can we avoid the heat, we can also save money on electricity.

I am happy that hubby is following the family budget I set quite well.

If he goes on sticking to the budget, I am sure that we are able to cut down on unnecessary expenses and save more money.

If coupled with making more money from selling slimming pills and baby gifts, I can expect even more money to be saved in the savings account.

It’s my hope that I can reach $3,000 by the end of the year.

Trying to save some money on food? Read my blog post of 4 money saving tips on food.

One of the saving money tips that I love is carrying some snacks like chocolate bars, chips and cookies while going around, shopping or travelling.

This works to reduce my hunger pangs and thus decrease the need to eat in a restaurant or fast food outlet in the shopping mall or search the mini bar in any of the anaheim motels.

If I really have to eat in a restaurant or fast food outlet, I will try to go there during lunch. Food during lunch usually costs less and there are many lunch sets to choose from.