Oh, no, the annoying blackheads appear again! It’s only last month that I had them all gotten rid of at the beauty salon.

Now they are back on my nose again! Urgh, guess that I must make an appointment next week to have them removed!

Maybe I should listen to my beautician and get one of those blackhead creams/cleansers she recommended to keep my face and nose off blackheads.

Or maybe I should go for facial treatment twice/thrice a month instead of once a month.

But both options require more money, you know?

Still waiting for hubby’s pay day! Hopefully, it’s tomorrow or the day after tomorrow. Please, not next Monday!

If hubby’s payday is next Monday, he can forget about saving money on the industrial products he wants. The deep discount sale will be over by then.

Can he wait for another sale? Or even better, he doesn’t need them anymore. Wuahaha!

When it comes to spending, I always want hubby to cut down on his expenses. What to do? His spending amount is always larger than mine.

Just found a website where hubby and his buddies can hang out and read men’s health product reviews like extenze reviews.

Oh, better not! What if he buys some of the products there? He has just stopped his impulse buying habit recently and I don’t want his bad habit to make a comeback.

You are lucky if your loved one is not a spender. Or are you a spender while your loved one is a saver?

With hubby’s cooperation in controlling family budget, it’s easy for me to track the expenses using the personal budgeting software.

It was difficult to track hubby’s spending last time because he didn’t like to keep receipts or recall what he had bought. Sometimes, he simply didn’t want me to know what he had purchased.

Of course, I am not the kind of person who tracks every cent and dollar. I can’t bear with cracking my head thinking where I have spent the $1.50 or $0.95.

Phew, hubby’s impulse buying habit has stopped for a few weeks! Maybe it’s because he is too busy with his new project that he has no time and energy to go shopping.

Isn’t it wonderful if he keeps making money and has no time to go shopping and spend money?

I can heave a relief for the time being and focus on writing the piled up acne treatment reviews without worrying if hubby will overspend.

It really takes husband and wife to work together when it comes to controlling family budget.

Thank God that hubby seems to have stopped his impulse buying after the New Year holidays!

He was back at work on Monday and has been at home right after his work these few days.

Hope that he acts like this during the weekends too.

Oh, it’s so difficult to get rid of hubby’s impulse buying habit!

I thought it’s supposed to be women who have the impulse spending habit? It’s funny that hubby is the one who loves shopping and is easily lured into buying.

As for me, I am the one who would rather sit at the computer desk surfing the Internet and doing the online work the whole day.

I am also the one who loves comparing many best weight loss supplements but not placing any order in the end.

Since being in the debt management program, I am not easily lured into buying.

Oh, my God! It’s obvious that hubby tends to spend more money during his off days than his working days.

This afternoon, he listed what he had bought during these few days while I was updating his old resumes. I must say that I was a bit pissed off when I saw the shopping list of his.

I know for sure that we will run out of money in hand before the new year even arrives.

Argh, I hate the idea of using January’s family budget money now!

Time flies! It’s a bit unbelievable that my nephew is going to be teenager soon.

He is now as tall as I am. I thought it’s my sister’s husband who was standing beside my sister the other day when I met them in the mall.

Apparently it’s my nephew who had grown so much taller. He accompanied his mom to meet me at the shopping mall to buy office supplies.

I am glad that my sister has already started teaching his eldest son on saving money. She wants all her kids to be good at budgeting, saving money and spending money wisely.

Ya, right. Don’t be like me, still loaded with tons of credit card debt.

Some of my blogging pals who have had enough of frugal living are spending again. Oh, dear, this is dangerous, right?

They must have felt strangled or deprived by the frugal living that they quit whatever grocery, clothing, and concerta coupon clipping that has been saving them lots of money.

Spending again means that there will be new debt added into their existing debt amount.

It’s my hope that they get to stop their impulse spending before it’s too late. They will surely feel guilty after the shopping season is over.