I think I should change the tag line of this blog to a more general one since I seldom blog about my credit card debt now.

I am sure you see more celebrity news and gossipy updates than tips on saving money and paying down debt these days, right?

Besides people now seem to be very interested in reading celebrity gossips, deaths and rumors than money savings tips.

Ha, I am actually one of the ‘people’ who loves reading celebrity stuff!

How are you doing with your credit card debt? Mine is fine. With the help of a free debt management program, paying down my credit card debt is less stressful.

As I don’t have to worry about sudden late payment fees and extra charges imposed by banks and credit card companies, I can focus on building up my blogging empire and exploring other online business opportunities.

I am so so looking forward to ushering the 2010 new year. My new year resolution is to keep on paying down my credit card debt without fail.

Another resolution of mine is to make more money from my niche blogs. This means working hard on building links and submitting articles to articles directories to improve the serps of my blogs.

Oh, last but not least, I hope my neighbor’s brother who has been sent to a drug rehab center for more than half year won’t come back in year 2010!

If possible, I hope he will never come back to the village. Even if he has been 100 percent clear of his drug addiction, send him to another place to start his life afresh.

What are your new year resolutions?

Time flies! It’s a bit unbelievable that my nephew is going to be teenager soon.

He is now as tall as I am. I thought it’s my sister’s husband who was standing beside my sister the other day when I met them in the mall.

Apparently it’s my nephew who had grown so much taller. He accompanied his mom to meet me at the shopping mall to buy office supplies.

I am glad that my sister has already started teaching his eldest son on saving money. She wants all her kids to be good at budgeting, saving money and spending money wisely.

Ya, right. Don’t be like me, still loaded with tons of credit card debt.

I am very sleepy now. However, I can’t throw myself in the bed yet.

There are some credit card debt and debt management program articles for my niche blogs that need to be submitted to articles directories first.

Oh, not to forget that I still have to complete a few online assignments given to me!

Seeing that there is an increasing online income, I have started dreaming the possibilities of paying off my credit card debt sooner and going for a long vacation with hubby.

Of course, there must be enough travel fund that comes in the form of cash; no more using credit card to pay for holiday fares and expenses.

What about a 10-day 9-night Cancun All Inclusive vacation?

I was told by a blogging pal who came back from her family vacation at Azul Blue in the Riviera Maya, the world’s first stress-free hotel that it’s worth going there.

Once you are there in the sanctuary, there is no such thing as “stress,” or “tension.”

Imaging napping on a four poster cabana bed on the beach or pampering my body with an array of soothing spa treatments day in and day out for 10 days! Oh, so relaxing!

Talking about setting up new blogs to make money, my blogging pals have asked me to set up a few blogs for top diet pills and weight loss products.

I know they have already had a dozen lose weight blogs that bring them lots of commissions.

Diet pills and weight loss products are simply hot and sought after even though the economy is bad.

Hopefully all my niche blogs I am building now can generate steady income to help me pay off my credit card debt fast.

Once in a while, I drop by at www.ourprayer.org and join the prayers there to pray for others.

Guess what most of the prayer requests are about? They are mostly about getting well from cancers and finding jobs to start working.

I pray that those who suffer from cancers are healed by God and those who are in need of jobs find the sales jobs, investment banker jobs or management jobs they want.

Praying for others teaches me to be grateful. I try not to complain much as I still have tuition classes and online assignments that provide me income; my debt management program that enables me to make low monthly payment to pay off my credit card debt; and I have a healthy body.

Hubby is not lucky today. I let go of my anger on him this morning.

He is now at his buddy there, not wanting to quarrel with me.

What made me vent out my anger on him? Well, for no apparent reason.

Perhaps it’s my hormonal imbalance. Having been burdened by credit card debt for so long, it’s normal to have developed hormonal imbalance, right?

Thanks to my debt management program that I can now concentrate on my online assignments, have more time to get free life insurance quotes for family and friends, and have spare money to set up more niche blogs and stores.

Never a day do I have to worry about my credit card debt anymore.

I am grateful to God for giving me this very last chance to save my awful financial strains.

If the debt management program was not approved last year, I would have had to resort to declaring bankruptcy.