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	<title>Paying Off Credit Card Debt Fast &#187; credit history</title>
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	<link>http://nmhc.us</link>
	<description>Tips On Saving Money, Budgeting &#38; Paying Off Debts</description>
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		<title>Build A Good Credit Score By Charging Only What You Can Afford</title>
		<link>http://nmhc.us/2008/02/24/build-a-good-credit-score-by-charging-only-what-you-can-afford/</link>
		<comments>http://nmhc.us/2008/02/24/build-a-good-credit-score-by-charging-only-what-you-can-afford/#comments</comments>
		<pubDate>Sun, 24 Feb 2008 14:21:30 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card balances]]></category>
		<category><![CDATA[credit card purchase]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[expenses]]></category>
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		<category><![CDATA[out of debt]]></category>
		<category><![CDATA[spending money]]></category>

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		<description><![CDATA[Thinking about making a credit card purchase? Before you swipe your card, consider how much you can afford to charge. It will have an effect on your wallet and your credit score. One of the principles of building a good credit history and staying out of debt is charging only what you can afford to [...]]]></description>
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		<title>Exorbitant Credit Card Penalties</title>
		<link>http://nmhc.us/2008/02/06/exorbitant-credit-card-penalties-2/</link>
		<comments>http://nmhc.us/2008/02/06/exorbitant-credit-card-penalties-2/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 23:12:32 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[interest cost]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[late fee]]></category>
		<category><![CDATA[late payment]]></category>
		<category><![CDATA[money saver]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://nmhc.us/2008/02/06/exorbitant-credit-card-penalties-2/</guid>
		<description><![CDATA[You sign up for a card at 7.99%. Send in one payment a couple of days past the due date, and your interest rate could jump to 19.99%. If you&#8217;re late again, it could leap as high as 29.99% ! What&#8217;s more, the companies monitor your credit history closely. Make a late payment on one [...]]]></description>
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		<title>How To Clean Less-Than-Clean Credit Report ?</title>
		<link>http://nmhc.us/2008/01/06/how-to-clean-less-than-clean-credit-report/</link>
		<comments>http://nmhc.us/2008/01/06/how-to-clean-less-than-clean-credit-report/#comments</comments>
		<pubDate>Sun, 06 Jan 2008 07:57:08 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://nmhc.us/2008/01/06/how-to-clean-less-than-clean-credit-report/</guid>
		<description><![CDATA[There are 2 instrumental options here : Bring the payments up to date. If you cannot make the payments on all your credit facilities, to avoid further spoiling your credit history, you should restructure your loans. For example: You can lengthen the tenure of the loan so the minimum commitment every month becomes less, or [...]]]></description>
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		<title>Shop For The Best Prepaid Credit Cards</title>
		<link>http://nmhc.us/2007/10/19/shop-for-the-best-prepaid-credit-cards/</link>
		<comments>http://nmhc.us/2007/10/19/shop-for-the-best-prepaid-credit-cards/#comments</comments>
		<pubDate>Fri, 19 Oct 2007 07:29:32 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[annual membership fees]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[monthly allowance]]></category>
		<category><![CDATA[prepaid credit cards]]></category>
		<category><![CDATA[rebuild credit]]></category>

		<guid isPermaLink="false">http://nmhc.us/2007/10/19/shop-for-the-best-prepaid-credit-cards/</guid>
		<description><![CDATA[If you&#8217;ve decided that prepaid credit cards are the right choice for you, there are quite a few options available that can offer you varying benefits. Perhaps you&#8217;re looking to repair or restore your credit. Maybe you want a way to give your away-from-home student a monthly allowance. No matter what your reason, why not [...]]]></description>
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		<title>5 Credit Cards That You Should Never Close</title>
		<link>http://nmhc.us/2007/10/14/5-credit-cards-that-you-should-never-close/</link>
		<comments>http://nmhc.us/2007/10/14/5-credit-cards-that-you-should-never-close/#comments</comments>
		<pubDate>Sun, 14 Oct 2007 07:32:39 +0000</pubDate>
		<dc:creator>Odelia</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[available credit]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[car issuer]]></category>
		<category><![CDATA[close credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[written notice]]></category>

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		<description><![CDATA[Many consumers close credit cards after becoming what seems like too delinquent to catch up. As a matter of fact, closing out a delinquent credit card will hurt your credit more than it will help. Here are five credit cards that you should never close. 1. Any Credit Card That Still Has a Balance. When [...]]]></description>
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