Yeahoo! Hubby’s buddy returned $500 to us yesterday evening, 50% of the money we lent him. We will get the other 50% next month. Thank God.

This $500 is more than enough for hubby’s debt repayment. My debt repayment has been prepared for some time.

Now I am waiting for my online income to pay the home loan installment and bank overdraft interest charge.

Thank God that my online income and tuition fees arrived in time last week. It’s more than enough to pay part of my car loan installment and the bank overdraft interest charge.

Now I am keeping my fingers crossed that my online sale commissions from Mac memory cards, flannel sheet sets, cellulite bio shorts and best price PSP consoles be paid on time the end of this week.

The commission earned this time is more than enough for the home loan monthly installment and credit card debt repayments.

I have been asked if I still use Tune Money Visa debit card. No. I have stopped using it since I have had my Public Bank Visa debit card. So far so good.

Two failed withdrawals that caused a month’s delay in getting my online income is enough. I can’t stand it if there is a third time.

Besides, Public Bank is a bank. Tune Money is not.  Though Tune Money is using CIMB, psychologically, it feels safer to deal directly with a bank.

At last, my PayPal funds arrived in my debit card a few days ago. After more than one month! Hopefully this is the first and also the last time it happened.

Don’t you hate it when you are in need of money to make pay some overdue credit card debts, a technical glitch happens and you are not able to get your money as expected?

Anyway, it’s better for me to work harder on my niche blogs and stores to bring in more online income. With increasing income, there is no need for me to worry if a PayPal withdrawal is late.

To apply for the AKPK‘s debt management programme, I need to have income statement to prove that I make certain amount of money online.

All my online income is transfered from PayPal to this debit card. I am not sure if they accept my Tune Money Visa Debit Card’s transaction statement. After all, Tune Money is not a bank.

If my application is approved, I will recommend this credit counseling and debt management agency to more Malaysians.

I still want to write one more post to vent out my anger on Streamyx. You see, Malaysians call Streamyx — Screamyx. Streamyx’s lousy broadband service really makes you screaaaaaaaam.

Imagine if you have tons of pending reviews to be completed in a few hours’ time and you can’t get to the networks online! I bet you will screaaaaaaam like I do now.

I depend on my online income to pay my expenses, home mortgage, car loan and credit card debt, therefore my internet connection must be up all the time. Not being able to write more reviews on credit card solutions or Tahitian pearls will definitely affect my income.