Talking about setting up new blogs to make money, my blogging pals have asked me to set up a few blogs for top diet pills and weight loss products.

I know they have already had a dozen lose weight blogs that bring them lots of commissions.

Diet pills and weight loss products are simply hot and sought after even though the economy is bad.

Hopefully all my niche blogs I am building now can generate steady income to help me pay off my credit card debt fast.

Thanks to my debt management program (DMP) that I can pay off my credit card debt with a lower monthly payment.

Although all my credit cards have been terminated and I can only use cash, I don’t mind. This is because using cash to buy groceries, home appliances, industrial knobs or Christmas gifts doesn’t bring financial charges or late payment charges.

Sometimes, it’s not the credit card debt that suffocates you;it’s the financial charges and late payment charges that keep aading up.

I signed the AKPK debt management program offer letter yesterday. Yes, I am now under the AKPK’s debt management program.

I am so relieved now. Though it takes longer to pay off my credit card debt, I don’t mind. As long as there are no more phone calls and legal action notices from the banks for some time, I am fine with 5-year, 6-year or 8-year repayment period.

Just give me one more year to build up more niche blogs and stores. By then I can make full payments for some small amount of credit card debts and thus shorten the repayment period to less than 5 years.

Am I still paying off my credit card debt now? Yes, but a bit slow.

I am dragging on some credit card payments hoping that my debt management program will be approved and I just have to pay the low monthly repayment to the debt management agency.

2 more weeks and I will know the outcome. I pray to God that the debt management program is approved and I can pay off my credit card debt at one lower monthly payment.

By then, I am sure I will have more time and mood to browse through sweet potato pie recipe book.

After completing some reviews on Nautica watches, I have to call up TuneMoney.com’s customer service again to check if they can fax the transaction statement to me.

I haven’t been able to get to Tune Money‘s website for a few days and I am very pissed off now. I don’t know if it has got to do with the stupid Streamyx again. I can go to other websites, except TuneMoney.com.

My guess is that it’s Streamyx’s problem. There have been shouts, curses and complaints about damn slow intenet connection these few weeks.

I have been very satisfied with Tune Money’s Visa Debit Card and its prompt service, so I don’t think it’s its website’s problem.

Slow internet connection slows down my money making projects, you stupid Streamyx! Slowing down money making projects means I make less money to pay off my credit card debt.

Just as I thought I wanted to accept more assignments to increase my income, I was assigned tons of reviews ranging from credit cards, Briggs and Riley suitcases to designer handbags yesterday.

I want to make $100 daily, I receive $100 daily, I give thanks for $100 daily income …

Making $100 daily income does help me reduce my credit card debt and become debt free faster.

Since the implementation of my debt reduction last year, I have come to pick up many tips and advice on how to pay off credit card debt and deal with credit cards.

I wish I had come across the article of “5 Credit Cards That You Should Never Close” before I started my debt reduction. If I had known it earlier, I wouldn’t have simply closed the credit card accounts.

Guess what? I closed the oldest credit card I had! You see, closing out your old credit cards shortens your credit history. Lenders tend to view borrowers with short credit histories as riskier than borrowers with longer histories.

Besides tips on credit cards, I also spend time reading money saving tips that teach people how to save money on expenses, grocery, personal belongings, personalized gifts and other expenditures.

Due to my uncle’s health condition, hubby has to do foot reflexology treatment for him. Hubby does it for free. To give my uncle my support, I slow down my online work too.

Instead of managing my niche blogs day in day out, I only do it every alternate day. I know this is going to affect my online income. Lower income means I have to skip a few credit card payments. Skipping some credit card payments means there will late payment charges by the banks. I don’t think I can pay off my credit card debt fast this month.

I can’t accept many assignements because I feel stressed out trying to complete the assignments fast and visiting my uncle every day.

When I am stressed out, I tend to lose weight fast. Isn’t it great to lose weight without taking any diet pills?

I am in the process of digging myself out of the debt hole. Many dreams including my dream of enrolling into one of the reputable massage therapy schools have to be put off first until I fully settle my credit card debts.

My dream and only goal now is to pay off my credit card debt in 3 to 5 years’ time.

Living below my means is not as difficult as I thought. Sometimes I do regret that If I had lived WITHIN my means before I was in debt, I wouldn’t have to live BELOW my means now.

Due to my credit card debts, I have learned to do budgeting. Like most working mamas, I was scared of doing budgeting and tried to stay away from learning how to budget.

However, I must learn to do budgeting if I want to pay off my credit card debt fast. Besides knowing how to budget, I have also got to deal with my savings accounts, checking account, home mortgage, car loan and credit cards better if compared to last time.

I didn’t bother to know where my money went to or how to budget before my debt reduction. But now I know where my money goes to and what I should do to cut down unnecessary expenses.