I am happy that hubby is following the family budget I set quite well.

If he goes on sticking to the budget, I am sure that we are able to cut down on unnecessary expenses and save more money.

If coupled with making more money from selling slimming pills and baby gifts, I can expect even more money to be saved in the savings account.

It’s my hope that I can reach $3,000 by the end of the year.

I have asked hubby to check if his credit card points are enough to redeem 2 free-night stay at the San Diego hotel.

With weakening economy and looming recession, I think this is the best way for hubby and I to enjoy a holiday without spending much money or breaking our savings account.

If I get to go to San Diego this time, I want a trip to the San Diego Zoo. A trip to the San Diego Zoo is likened to a trip to the African Rain Forest, the Arctic Tundra and a chance to see the natural habitats of some 4,000 animals and 800 different species living among the finest collection of plants in the world.

My sister suggests me to use my spare money to invest in the gold coins or mutual funds she bought. No way!

I am in the midst of saving extra money as emergency funds and it hasn’t even reached my basic $1,000 goal yet.

Even if it hits the $1,000 first goal, it must remain in the savings account as my emergency funds.

I never know when I need the emergency funds. There are simply too many what if questions playing in my head that the only thing that can calm me down is knowing there is some money saved in the bank.

I am grateful that my blogging pal is willing to bank in cash into my savings account for these few weeks before my new debit card arrives. I wonder if the bank will reject my debit card application again. Well, just keep my fingers crossed.

No matter how busy my blogging pal is with her crib bedding online business, she will do the online transfer once I notify her.

To be honest, I find it safer to send my PayPal funds to my pal and she transfers money into my savings account.

I don’t know if I should go on using my Tune Money Visa debit card.

I am praying that my blogging pal is back tonight so that I can send her my PayPal funds and she banks in cash into my savings account.

She is my only buddy that I can depend on when it comes to withdrawing my PayPal funds.

I need the cash for my family health insurance premiums and also my auto loan installment.

There is no way I will withdraw my PayPal funds into my Tune Money Visa debit card now unless I see my missing PayPal funds again.

According to Tune Money, the funds has not reached the Visa center. So does that mean PayPal has to be blamed on? I don’t know. I am still waiting for PayPal’s reply.

I am relieved that I had enough money to pay some overdue credit card payments and home loan interest payment this morning.

I had my blogging pal to thank. She banked in cash into my savings account after I transferred my PayPal money to her. She is really really helpful. Thank God for such a great friend I have.

It’s great that I can focus on writing keylogger and debt consolidation loan reviews assigned to me a few days ago.